And if you're in the 'it'll never happen to me camp' just be aware that the number ofransomware attacks is increasing, so everyone's files are at risk from being encrypted by malware. Of course, it isn't just the documents on your PC that could be lost: we all use our tablets and phones as personal computers these days, taking photos and videos which might be stored only on that device. If you lose it or break it, you might also lose forever the photo, contacts and other files on it. 
How to back up your stuff: Cut to the chase


You're busy, so here's a very quick overview of your options for backups. If you want more detail on any of them, scroll down to the appropriate section. It's wise to use more than one method, or create more than one copy of your files, too.
1. Back up to an external hard drive. This is the simplest way to back up files from your PC. Just plug in a USB hard drive or flash drive and use Windows Explorer (File Explorer in Windows 8 and 10) to copy files from your computer to the removable drive. It's completely manual, but if you set a reminder to do it once per month and leave it copying while you're off doing other things, it really doesn't take much effort.
Plus, once the backup is done and the drive is disconnected, it's offline and safe from ransomware attacks.
2. Back up to the cloud. Dropbox, OneDrive, Google Drive, pCloud and many other cloud storage services make it supremely easy to make backups of your files, and the free storage on offer when you sign up may just be enough.